Products and Guidelines

Homebridge offers a variety of competitive loan products to meet all refinance and purchase needs. Simply click on the desired product below to review our guidelines. Our product offerings include:

Conventional Loan Products

Fannie Mae Conforming & High Balance 10-30 Year Fixed Rate and 5/6, 7/6, and 10/6 SOFR ARM
Fannie Mae RefiNow 30 Year Fixed Rate
Fannie Mae HomeReady 30, 25, 20, 15, 10 Year Fixed Rate
Freddie Mac Conforming and Super Conforming 30, 15 Year Fixed Rate
Freddie Mac Refi Possible 30 Year Fixed Rate
Freddie Mac Home Possible 30, 20, 15 Fixed Rate
Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Submitted Prior To June 12, 2024
Investor Solution - Second Home and Investment Property 30 year Fixed Rate: Loans Submitted On or After June 12, 2024

Access (Non-QM)

Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered PRIOR TO August 23, 2024
Access 7/6 ARM, 10/6 ARM, 15 and 30 YR Fixed Rate (Interest-Only Eligible) - Loans Registered ON or AFTER August 23, 2024

Elite Access (Non-QM)

Elite Access 30 Year Fixed Rate: Loans Registered Prior To October 18, 2024
Elite Access 30 Year Fixed Rate: Loans Registered On or After October 18, 2024

Jumbo Elite

Jumbo Elite

Jumbo Gold

Jumbo Gold - Loans Registered Prior To September 13, 2024
Jumbo Gold - Loans Registered On or After September 13, 2024

Homebridge Standalone Digital HELOC

Standalone Digital HELOC Quick Reference Guide

Piggyback HELOC Product

HELOC (Available with Fannie Mae or Freddie Mac First Mortgage Only)

FHA Loan Products

FHA Conforming and High Balance Fixed Rate and 3/1, 5/1 ARM
FHA Streamline 30, 25, 15 Year Fixed Rate and 3/1, 5/1 ARM

FHA 203(k) Renovation Products

FHA 203(k) Standard 30, 15 Year Fixed Rate - Loans Registered Prior To October 1, 2024
FHA 203(k) Standard 30, 15 Year Fixed Rate - Loans Registered On or After October 1, 2024
FHA 203(k) Limited 30, 15 Year Fixed Rate

VA Programs

VA Conforming and High Balance 15 through 30 Year Fixed Rate and 3/1, 5/1 ARM
VA IRRRL 15 through 30 Year Fixed and 3/1, 5/1 ARM

USDA Loan Products

USDA Purchase and Non-Streamlined Refinance 30 Year Fixed Rate
USDA Purchase and Non-Streamlined Refinance Quick Reference Guide
USDA Streamlined Refinance 30 Year Fixed Rate
USDA Streamlined Refinance - Quick Reference Guide
USDA Streamlined-Assist Refinance 30 Year Fixed Rate
USDA Streamlined-Assist Quick Reference Guide
USDA Program Overview